Comments for Overseas Property Insurance and Mortgages

Comment on What’s the best place to purchase both auto and home insurance from? by Fasha

Fasha — Wed, 10 Mar 2010 22:54:04 +0000

Go online and get a free quote - you will be more than content

Comment on Property France Website? by Jennifer W

Jennifer W — Wed, 10 Mar 2010 22:43:17 +0000

It really depends what you want from a site. I’d like one with loads of properties to leaf through and nose at, but if you want a site where once you have spoken to them, they do the hard work, then contact these guys:

Comment on I just took out my first mortgage on a home. How long do I have to wait before I can refi for a lower rate? by saberhilt

saberhilt — Wed, 10 Mar 2010 16:49:17 +0000

A year is typically a good time frame.

However, as other posters pointed out, it does cost money to do this.

However (again), rates dropped by a big number this month, 3/4 of a point, so the mortgage you have now is probably pretty dang good.

You can always call whatever bank you’d like and ask them what rates they could offer you and what your monthly payments would be. This can be an invaluable tool in seeing if it’s a good deal for you.

And please stay away from ARM loans, they can really mess you up.

Comment on How to mortgage a home with no credit history? by Max

Max — Wed, 10 Mar 2010 06:13:49 +0000

creditreport.imess.net - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.

Comment on My mortgage is about to increase due to an adjustable rate, is there anthing I can do to avoide this? by linemanboston

linemanboston — Wed, 10 Mar 2010 03:08:58 +0000

Unfortunately you made a bad decision. The best thing now is to sell as soon as possible and cut your losses. The market is only going to get worse with all of the adjustable rate mortgages resetting and there are going to be thousands more people in the same situation over the near year. Sell as soon as you can.

Comment on How do you say this in French? by Deus ex Machina

Deus ex Machina — Wed, 10 Mar 2010 01:39:50 +0000

Colbert, un (très) grand ministre des finances
or:
le ministre des finances le plus important

Ce que tu choisis, c’est à toi!

Comment on What’s the best place to purchase both auto and home insurance from? by traffic814

traffic814 — Wed, 10 Mar 2010 01:10:05 +0000

There is no one “best” or “cheapest” carrier. You’ll have to call around, give your social security number to have a credit check, give them the vehicle information, and get a bunch of quotes to figure out which carrier is cheapest FOR YOU

—————————————–

Comment on How to mortgage a home with no credit history? by A

Tue, 09 Mar 2010 22:44:30 +0000

For some people 20% is a lot to put down. There are many instances where the parents could help out. They can sign onto the mortgage as a guarantor. After one year they can be removed from the mortgage through a lawyer. Lenders want to see that you are good with credit prove your responsible and lenders will have no problem with you in the future. There are many times a guarantor is needed for younger professionals without any credit history. Speak to a mortgage broker they can help you.

The slow way is to get a credit card from your bank and start using it. Make sure your payments are on time and in 3-6 months you will start seeing your score. Typically, you need 1 or 2 open lines of trade (credit card, line of credit, personal loan) to get a higher score. Make sure you make your credit card payments right away and try not to carry any balances over to the next month. Keep your statement balance at $0 while using your card regularly

Comment on When do you stop paying home insurance on a foreclosed home? by mbrcatz

mbrcatz — Tue, 09 Mar 2010 19:33:20 +0000

After you officially lose ownership of the house, it’s not yours any more - so you don’t have to insure it.

Did the title transfer out of your name? If so, you have no more insurable interest, and can let the insurance cancel.

Comment on How do you say this in French? by t.bone696

t.bone696 — Tue, 09 Mar 2010 16:04:37 +0000

Colbert : Grand ministre des finances ou plus grand ministre des finances