4 Responses to “Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?”

1. Keith A says:

   October 22, 2009 at 1:29 pm

   If there is no debt increases involved, then does the mortgage company really need to know about your home business? Go to and check out all of the articles on this very sort of thing. You can find all you need to know there.
2. Nanci T says:

   October 25, 2009 at 6:27 am

   I believe the answer you’re looking for can be found on this site. They’ve got lots of info about the subject.
3. Mortgage Planner says:

   October 26, 2009 at 3:16 pm

   A lender wants to see a history of stable and continual employment and income and will consider

   - your debt-to-income ratio (debt divided by income)
   - the loan-to-value ratio (mortgage divided by appraised value)
   - your credit history.

   Based on what you have stated, as long as you continue to have stable employment and income, no increase in debt and maintain your credit score, your plans to start a business should have no impact on your ability refinance your mortgage.
4. ed m says:

   October 28, 2009 at 7:15 am

   i do not see any problem with you getting the refinance and i would not worry about the business end affected it!!!